John R.

EXPERIENCE
The Berkshire Bank
Operations Manager July 2015-Present
Operations Officer April 2010-June 2015
•Supervise and assist with all activity in operations department
•Review and maintain work performed by other departments and branches
•Assist COO in preparing for internal and external audits
•Responsible for interviewing and training new employees
•Prepare daily queries for senior management
•Responsible for all aspects of Reg E, remote deposit, mobile banking, inter-bank transfers, debit cards, online banking, IRAs and lending operations management
•Review and analyze data via daily internal reports
•Perform all required functions in accordance with regulatory compliance guidelines

Country Bank
Assistant Vice-President, Credit Analyst – CRE Lending January 2004-September 2008
•Responsible for all phases of underwriting loans including real estate analysis, property cash flow analysis, due diligence and credit analysis
•Coordinate with Borrower, Bank Attorney and Third Parties to assure loans are properly closed and documented in accordance with the approved credit proposal
•Monitor and maintain loan portfolio including draw requests, covenant compliance, quarterly updates and annual reviews
Teller/Customer Service Representative December 2001-December 2003

•Responsible for opening new accounts and cross-selling bank products and services
•Supervise tellers with particular emphasis on workflow and customer service to meet time deadlines; process business and individual banking transactions; manage and balance a daily cash fund

SKILLS AND SPECIFICATIONS
• Organizing, planning and problem-solving skills
• Good interpersonal and communication skills
• Ability to work as a part of a team
• Statistical and analytical ability
•Excel, Word and Outlook
•HTML, CSS, JavaScript, Python, R, MySQL, Tableau
•Jack Henry Operating System

EDUCATION
Fordham University - Bachelor of Arts, Economics
New York University-SCPS - Diploma, Credit Analysis
Jackson Hewitt Tax Preparation
Intuit Bookkeeping Professional Certificate

COMMUNITY INVOLVEMENT & INTERESTS
American Association of Individual Investors; Ancient Order of Hibernians; Knights of Columbus Bagpipe Band; Long Island Gaelic Athletic Club; Una Voce; Web Developing; Woodworking; Guitar